What is the 120% AMI income restriction under the Live Local Act and who qualifies?
The Live Local Act’s income restriction requires that 40% of units be rented to households earning at or below 120% of Area Median Income for the Orlando-Kissimmee-Sanford MSA. For 2026, the Orlando MSA AMI for a 4-person household is approximately $91,000; 120% of that is approximately $109,000. For a 2-person household, 120% AMI is approximately $85,000. This is not a low-income restriction, it is a workforce housing restriction. An RN earning $72,000, a logistics manager at $85,000, or an aerospace technician at $95,000 all qualify. The restricted rents are set at 30% of qualifying income, which means a 1-bedroom restricted unit rents at approximately $1,600–$1,800/month. The restriction runs for 30 years from certificate of occupancy per the 2025 amendments. The remaining 60% are unrestricted market rate.