ORLANDO INDUSTRIAL7.2%+0.4%
MIAMI MULTIFAMILY$3,420+1.2%
TAMPA RETAIL4.8%-0.2%
US-192 CORRIDOR$340/SF+4.1%
30Y FIXED MORTGAGE6.72%-0.08%
FED PROBABILITY (PAUSE)92%+2%
ORLANDO INDUSTRIAL7.2%+0.4%
MIAMI MULTIFAMILY$3,420+1.2%
TAMPA RETAIL4.8%-0.2%
US-192 CORRIDOR$340/SF+4.1%
30Y FIXED MORTGAGE6.72%-0.08%
FED PROBABILITY (PAUSE)92%+2%
ORLANDO INDUSTRIAL7.2%+0.4%
MIAMI MULTIFAMILY$3,420+1.2%
TAMPA RETAIL4.8%-0.2%
US-192 CORRIDOR$340/SF+4.1%
30Y FIXED MORTGAGE6.72%-0.08%
FED PROBABILITY (PAUSE)92%+2%

How does SBA 504 apply to Apopka industrial acquisitions?

SBA 504 is highly relevant for Apopka owner-user acquisitions specifically because the submarket has the highest concentration of 5,000–20,000 SF owner-user-appropriate product in the Orlando metro at basis levels ($130–$170/SF) that work within SBA program limits. The program requires only 10% down (versus 25–30% conventional), provides 25-year fully amortizing fixed rates with no balloon, and is administered locally by Florida Business Development Corporation (FBDC), which funded 418 SBA 504 loans totaling $440.8 million in FY2025. On a $1.5M acquisition, SBA 504 saves approximately $225,000 in cash at closing compared to a conventional 25% down structure. Owner-occupancy of 51%+ is required.