ORLANDO INDUSTRIAL7.2%+0.4%
MIAMI MULTIFAMILY$3,420+1.2%
TAMPA RETAIL4.8%-0.2%
US-192 CORRIDOR$340/SF+4.1%
30Y FIXED MORTGAGE6.72%-0.08%
FED PROBABILITY (PAUSE)92%+2%
ORLANDO INDUSTRIAL7.2%+0.4%
MIAMI MULTIFAMILY$3,420+1.2%
TAMPA RETAIL4.8%-0.2%
US-192 CORRIDOR$340/SF+4.1%
30Y FIXED MORTGAGE6.72%-0.08%
FED PROBABILITY (PAUSE)92%+2%
ORLANDO INDUSTRIAL7.2%+0.4%
MIAMI MULTIFAMILY$3,420+1.2%
TAMPA RETAIL4.8%-0.2%
US-192 CORRIDOR$340/SF+4.1%
30Y FIXED MORTGAGE6.72%-0.08%
FED PROBABILITY (PAUSE)92%+2%
BREAKING
HB 7031 SIGNED JUNE 30, 2025 — FULL REPEAL EFFECTIVE OCTOBER 1, 2025 FLORIDA WAS THE ONLY STATE IN THE US TO TAX COMMERCIAL RENT COMBINED RATE IN ORANGE COUNTY WAS 3.0–3.5% BEFORE REPEAL ANNUAL TAXPAYER SAVINGS: APPROXIMATELY $2.5 BILLION SECTION 212.031 FLORIDA STATUTES ELIMINATED ORLANDO RETAIL VACANCY: 3.7% — DEMAND INCREASING MEDICAL OFFICE LAKE NONA: NEAR-ZERO VACANCY INDUSTRIAL CAP RATES: 5.5–6.5% ORLANDO METRO
HB 7031 SIGNED JUNE 30, 2025 — FULL REPEAL EFFECTIVE OCTOBER 1, 2025 FLORIDA WAS THE ONLY STATE IN THE US TO TAX COMMERCIAL RENT COMBINED RATE IN ORANGE COUNTY WAS 3.0–3.5% BEFORE REPEAL ANNUAL TAXPAYER SAVINGS: APPROXIMATELY $2.5 BILLION SECTION 212.031 FLORIDA STATUTES ELIMINATED ORLANDO RETAIL VACANCY: 3.7% — DEMAND INCREASING MEDICAL OFFICE LAKE NONA: NEAR-ZERO VACANCY INDUSTRIAL CAP RATES: 5.5–6.5% ORLANDO METRO
HB 7031 SIGNED JUNE 30, 2025 — FULL REPEAL EFFECTIVE OCTOBER 1, 2025 FLORIDA WAS THE ONLY STATE IN THE US TO TAX COMMERCIAL RENT COMBINED RATE IN ORANGE COUNTY WAS 3.0–3.5% BEFORE REPEAL ANNUAL TAXPAYER SAVINGS: APPROXIMATELY $2.5 BILLION SECTION 212.031 FLORIDA STATUTES ELIMINATED ORLANDO RETAIL VACANCY: 3.7% — DEMAND INCREASING MEDICAL OFFICE LAKE NONA: NEAR-ZERO VACANCY INDUSTRIAL CAP RATES: 5.5–6.5% ORLANDO METRO
HB 7031 SIGNED JUNE 30, 2025 — FULL REPEAL EFFECTIVE OCTOBER 1, 2025 FLORIDA WAS THE ONLY STATE IN THE US TO TAX COMMERCIAL RENT COMBINED RATE IN ORANGE COUNTY WAS 3.0–3.5% BEFORE REPEAL ANNUAL TAXPAYER SAVINGS: APPROXIMATELY $2.5 BILLION SECTION 212.031 FLORIDA STATUTES ELIMINATED ORLANDO RETAIL VACANCY: 3.7% — DEMAND INCREASING MEDICAL OFFICE LAKE NONA: NEAR-ZERO VACANCY INDUSTRIAL CAP RATES: 5.5–6.5% ORLANDO METRO
Policy Intelligence/Central Florida CRE

Florida Rent Tax
Repeal 2025:

For 56 years, Florida was the only state in the US to tax commercial rent. As of October 1, 2025, that tax is gone. Landlords and investors now have a narrow window to capture this NOI shift.

ACTIVE POLICYQ1 2026 UPDATE
Tax Rate Status
REPEALED
State Sales Tax (Prior)
2.0%
New Combined Rate
0.0%
Savings
$2.5B+
Annually
NOI Lift
2.5%–3.5%
Immediate
The Road to Repeal

Fifty-Six Years.
One Final Repeal.

Established in 1969, Section 212.031 of the Florida Statutes imposed a state sales tax on all commercial real property leases across Florida. From warehouses in Orlando to retail strips in Miami, every business was required to pay a percentage of their rent to the Department of Revenue.

In 2024, a major unemployment fund trigger accelerated the phase-out. On June 30, 2025, Governor Ron DeSantis signed HB 7031, permanently eliminating the state rate and all county discretionary surtaxes on commercial rent effective October 1, 2025.

The removal of this tax burden represents the single largest injection of liquidity into Florida's small and medium-sized business ecosystems in current history.

Learn about our Research Approach →

Florida commercial rent tax

Historical rate trajectory 1969–2025

PERIODSTATE RATECOMBINEDCONTEXT
1969–20176.0%6.5–7.5%Historical baseline
Jan 20185.8%6.3–7.3%Initial reduction
Jan 20195.7%6.2–7.2%Phase-out begins
Jan 20205.5%6.0–7.0%Pre-pandemic
Dec 20234.5%5.0–6.0%Post-pandemic relief
June 20242.0%2.5–3.5%Unemployment fund trigger
OCT 20250.0%0.0%FULL REPEALHB 7031
Source: Florida Statutes §212.031; HB 7031 (2025); Florida DOR. Combined rates vary by county (e.g. Orange, Miami-Dade, Osceola).
Statutory Coverage

Exactly What Was Repealed?

🏢

INDUSTRIAL WAREHOUSE

Distribution centers, small-bay flex, and cold storage leases are 100% exempt from rent tax starting Oct 1, 2025.

🛒

RETAIL & SHOWROOM

Storefronts, showroom spaces, and NNN retail leases previously paying 2.5–3.5% tax now pay $0 state/local lease tax.

🩺

OFFICE & MEDICAL

Professional office, medical suites, and surgery centers see an immediate reduction in total occupancy costs.

🚜

LAND LEASES

Ground leases for hospitality or multifamily development also benefit from the removal of the 212.031 burden.

Investment Mechanics

How Smart Landlords Capture the Tax Savings as NOI.

The immediate effect of the repeal is a reduction in gross occupancy cost for the tenant. In a Triple Net (NNN) lease — the standard for most retail and industrial deals in Central Florida — the tenant pays base rent plus their pro-rata share of taxes, insurance, and maintenance. Before October 2025, Florida's sales tax applied to this entire amount. That "tax on a tax" significantly bloated tenant budgets and suppressed achievable base rents.

In competitive submarkets with vacancy rates below 5% — including Orlando retail at 3.7% and Lake Nona medical office at approximately 4.0% — landlords now possess meaningful leverage to capture a portion of the tenant's tax savings through base rent increases. The math is straightforward: if a tenant's annual tax burden was $25,000, a $15,000 increase in base rent still represents a $10,000 net savings for the tenant, while permanently increasing the landlord's NOI.

The formula that drives this is the core of commercial real estate valuation:

Property Value = NOI ÷ Cap Rate
A $15,000 NOI increase at a 6.0% cap rate = $250,000 increase in market value.

This dynamic — operational savings converting directly into asset value — is the primary reason institutional capital is targeting Florida retail and industrial in the first half of 2026. The window to acquire before this repricing is reflected in asking prices is open now. It will not remain open indefinitely.

Orlando Market Metrics Q1 2026
Asset ClassAsking Rent PSFVacancyCap RateCapture Potential
Industrial/Logistics$20–$227.2%Stable/CompressingMedium
Retail (Infill)$30–$343.7%StableHIGH
Medical Office$28–$324.0%Highly StableHIGH
Traditional Office$25–$2717.6%ExpansionaryLow
Multifamily (A)$1,800–$2,000/unit8.7%Stable/ImprovingMedium

Source: The List Orlando Research; Q1 2026 market estimates

The businesses paying Florida commercial rent have just received a permanent tax cut. The landlords in the right submarkets will capture a meaningful share of that value. The investors who buy before the market fully prices in this dynamic will capture the rest.

View Available Properties →
Compliance Diagnostics

Is Your 2025/2026 Rent Payment
Compliance-Validated?

The Florida Department of Revenue determines taxability based on the occupancy period, not the payment date.

If a tenant paid October 2025 rent in September, the tax is not due. If they pay December 2024 arrears in 2026, the tax remains due.

Use our diagnostic tool to check specific dates and counties for compliance.

Occupancy Policy
Governs taxability regardless of invoice date
CAM Proration
Required for 2025 annual reconciliations
LEASE TAX COMPLIANCE CHECKER
Enter your payment details to determine tax treatment.
Educational tool only. Consult a FL-licensed advisor for formal tax advice.
2026 Financing Intelligence

How Lenders Are Underwriting Post-Repeal Florida Deals.

With the BRT removed from the tenant's cost stack, NOI projections are meaningfully cleaner for lenders. Here's how the major loan products are being deployed in 2026 — and what DSCR benchmarks matter most.

CONVENTIONAL COMMERCIAL
175–275 bps over Treasury
65–75% LTV1.25x DSCR min

Standard workhorse for $1M–$10M acquisitions. Post-repeal, improved NOI helps deals that were previously borderline on DSCR. Recourse. 20–25 year amortization typical.

Best for: Stabilized assets, experienced borrowers, standard acquisitions
SBA 504 — OWNER-OCCUPANTUNDERUTILIZED OPPORTUNITY
Below-market fixed rate (CDC portion)
90% LTV1.15x DSCR minBelow-market fixed

Only 10% down. CDC portion carries a fixed 25-year rate 100–200 bps below conventional market. For owner-occupants, this is the single most powerful financing tool in Florida — and most investors never use it.

Best for: Business owners purchasing their own space, medical practices, professional firms
CMBS — NON-RECOURSE
Competitive fixed rates, non-recourse
60–70% LTV1.35x DSCR min$2M+ deals

Non-recourse structure preserves personal balance sheet. Prepayment via defeasance or yield maintenance — model this before you commit. 27% increase in CMBS originations forecast for 2026 as market liquidity returns.

Best for: Larger acquisitions, balance sheet protection, institutional-grade assets
BRIDGE — VALUE-ADD
8–12% rate, interest-only
65–80% LTV8–12% rate12–24 months

Interest-only structure for repositioning plays. Higher rate is acceptable when basis is right and a clear exit to conventional financing exists. The BRT repeal improves exit cap rate assumptions on stabilized retail and industrial assets.

Best for: Repositioning, lease-up plays, value-add with clear exit strategy
DSCR Live Example
Deal A — Pre-Repeal
Purchase Price$1,500,000
NOI$120,000
LTV70%
Rate6.75%
Amortization25 years
Monthly Debt Service$7,212
Annual Debt Service$86,544
DSCR1.39x ✓
Deal B — Post-Repeal NOI Capture
Purchase Price$1,500,000
NOI (Improved)$135,000
LTV70%
Rate6.75%
Amortization25 years
Monthly Debt Service$7,212
Annual Debt Service$86,544
DSCR1.56x ✓✓

The same property. Better NOI. Better lender terms. Better returns.

Client Outcomes

What Happens When The Right Broker Closes Your Deal.

★★★★★

We were looking at industrial in Lake Nona for eight months with two other brokers. Nothing. Renan called on a Thursday with an off-market 14,400 SF deal and we closed in 34 days at $21.50 PSF. That property never hit CoStar. That's the difference between someone with actual relationships and someone refreshing LoopNet.

David M.
Principal, Orlando-Based Private Equity
★★★★★

We were expanding to our third retail location and I expected the usual broker experience — a stack of listings, a few tours, and a commission grab. Instead we got a full market analysis, three scenarios with projected occupancy costs under the new rent tax environment, and a negotiation that landed us 5 months free rent plus $42/SF in TI. I didn’t know CRE worked this way.

Carolina V.
Owner, Multi-Location Retail Brand, Central FL
★★★★★

Our family office was looking to redeploy $4M out of a 1031 in under 45 days. Renan had three replacement properties identified before our relinquished property even closed. We went from identifying to under contract in 12 days on a NNN retail strip in Kissimmee at a 6.8% cap. He knew every number before we asked.

Robert & Lisa T.
Family Office, Multi-Generational FL Portfolio
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